http://crisisofdemocracticstates.blogspot.fi/p/what-mobile-payment-means-for-personal.html
Kimmo Huosionmaa
When we are thinking about data security and mobile payment, we must know that there is the new wave of discussion about privacy on the Internet. The mobile telephone can become the new combination of wallet and ID-papers, and when we are thinking the things that way, we must know that this makes strong identification of user easier and harder to break than ever before. The mobile telephone can get the biometric identification algorithm like fingerprints and face image from official authorities, and then this telephone can use them for verifying the telephone user's information, what it would get from the camera and fingerprint detector.
And when the user wants to take new telephone in use, this person takes the selfie and then gives the fingerprint to that telephone, and if they match with the data, what is stored in the police files, the telephone can be used as the strong ID-card, what is very safe for payments. If some wrong person takes this telephone in the hand, would it make alarm?
Of course, hackers can break this system, but same way normal credit card can be tracked. When we are thinking about the privacy of the user of this system, we must say that every shopping and other payments, where is used credit- or bank cards can be tracked to some particular person. Same way the paper money can be tracked by using serial numbers and compiling them with the bank cards, what were used in bank automatics.
Privacy is the very interesting question, and always we forget the golden rule of the data security. Never make exceptions, and if you want to keep some payments hidden, don't use Market's customer cards, where you can collect points. And ever buy any of the products, what you want to hide, from the place, where other people knows you. The persons who are looking targets for surveillance would also look for exceptions in the way of payment. If some person uses credit- or bank card all the time, the use of the cash automatic would give the tip for those persons, that this person is planned to buy something, what this person wants to hide.
And as you see, the privacy is the problematic thing, bank or credit cards are the safe way to pay because even if they were stolen, the thief would not do anything with them if they would not get the PIN-code in their hands. The big number of cash makes person easy target for robbery and thief, and this means, that even if cash is safe in the point of view of privacy, but also that makes the person exposed to physical violence.
This is one point for mobile pay and mobile id-card. And they might be real in the near future when we are talking about the situation, that we are leaving our wallets home, and use the mobile telephones in every action, what were used by cards, which were found in wallets. Technology for that advantage already exists, and the attitudes with some limitations of laws what limits to delivering official data to the mobile systems are limiting the use of the mobile telephone for every action, what was used by the ban- and ID-cards.
https://www.mtv.fi/lifestyle/digi/artikkeli/tuleeko-puhelimesta-uusi-kukkaro-mobiilimaksaminen-voi-korvata-kaikki-kortit-ja-kateisen-vastuuta-on-myos-kayttajalla/6914478#gs.RwXKmQI
http://crisisofdemocracticstates.blogspot.fi/p/what-mobile-payment-means-for-personal.html
Kimmo Huosionmaa
When we are thinking about data security and mobile payment, we must know that there is the new wave of discussion about privacy on the Internet. The mobile telephone can become the new combination of wallet and ID-papers, and when we are thinking the things that way, we must know that this makes strong identification of user easier and harder to break than ever before. The mobile telephone can get the biometric identification algorithm like fingerprints and face image from official authorities, and then this telephone can use them for verifying the telephone user's information, what it would get from the camera and fingerprint detector.
And when the user wants to take new telephone in use, this person takes the selfie and then gives the fingerprint to that telephone, and if they match with the data, what is stored in the police files, the telephone can be used as the strong ID-card, what is very safe for payments. If some wrong person takes this telephone in the hand, would it make alarm?
Of course, hackers can break this system, but same way normal credit card can be tracked. When we are thinking about the privacy of the user of this system, we must say that every shopping and other payments, where is used credit- or bank cards can be tracked to some particular person. Same way the paper money can be tracked by using serial numbers and compiling them with the bank cards, what were used in bank automatics.
Privacy is the very interesting question, and always we forget the golden rule of the data security. Never make exceptions, and if you want to keep some payments hidden, don't use Market's customer cards, where you can collect points. And ever buy any of the products, what you want to hide, from the place, where other people knows you. The persons who are looking targets for surveillance would also look for exceptions in the way of payment. If some person uses credit- or bank card all the time, the use of the cash automatic would give the tip for those persons, that this person is planned to buy something, what this person wants to hide.
And as you see, the privacy is the problematic thing, bank or credit cards are the safe way to pay because even if they were stolen, the thief would not do anything with them if they would not get the PIN-code in their hands. The big number of cash makes person easy target for robbery and thief, and this means, that even if cash is safe in the point of view of privacy, but also that makes the person exposed to physical violence.
This is one point for mobile pay and mobile id-card. And they might be real in the near future when we are talking about the situation, that we are leaving our wallets home, and use the mobile telephones in every action, what were used by cards, which were found in wallets. Technology for that advantage already exists, and the attitudes with some limitations of laws what limits to delivering official data to the mobile systems are limiting the use of the mobile telephone for every action, what was used by the ban- and ID-cards.
https://www.mtv.fi/lifestyle/digi/artikkeli/tuleeko-puhelimesta-uusi-kukkaro-mobiilimaksaminen-voi-korvata-kaikki-kortit-ja-kateisen-vastuuta-on-myos-kayttajalla/6914478#gs.RwXKmQI
http://crisisofdemocracticstates.blogspot.fi/p/what-mobile-payment-means-for-personal.html
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