Picture I https://crisisofdemocracticstates.blogspot.com/ Kimmo Huosionmaa One of the most simple applications, what can revolutionize payment process is missing. This application would make the mobile telephone "easy to use" for payments, and it's so easy, that nobody ever thinks about it. This is the application, what makes QR-code on the screen, and after the customer has used self-service cash, would this person just open the application and read the QR-code with the same tool, what is used to read the codes from the products. This application might give advanced security because it could be made that way, that it uses fingertip recognition in this process. In this case, the fingertip detector would confirm that the telephone is in the right hands, and then the customer would read the QR-code, and after that, the payment would be moved in the phone bill, and that kind of applications would allow leaving the wallet to the home. The security in those devices...